Delivering actionable insights and powerful visualisation to enable monitoring of in-life lending portfolios and pro-active support of customers.
Intelligent use of data for monitoring in-life portfolios is even more important as clients’ financial condition or business prospects are changing rapidly.
Effective monitoring highlights risks and opportunities by tracking current account trends, changes in payment behaviour and directors’ credit profile, enabling targeted interventions.
Real-time insights from Experian CAIS, Equifax Insights, CCDS trading data, director profiles, payments performance and debt exposure.
To deliver advanced insight into portfolio exposure and opportunity we needed a partner who could deal with complex analytics and large volumes of data while harnessing technology innovation. FXE is that partner.Stuart Doignie, Head of Fintech Strategy and Commercialisation, Shawbrook Bank Limited
Actionable intelligence, driving risk and opportunity workflow, based on early warning indicators and credit policies.
Visualisation of changes in overall exposure across the portfolio.
Pro-active, real-time alerts if a business’s profile changes.
Early warning flags drive targeted interventions tracked in workflow.
Reporting on status of interventions and follow up.
In-depth assessments of individual businesses.
Integrated access to Open Banking data and management accounts.
200+ configurable criteria to mirror risk and opportunity assessment.
Affordability assessment based on tracking debt exposure, current account balances and flow.
API-led integration of flags and interventions into your workflow.
Or alternatively, hosted reporting and simple workflow.
Range of templated reports based on SME sector-wide risk models.
Configurable reporting to track overall portfolio, segments, regions, products and more.
Powerful segmentation of risk profiles based on real-time data.
Delivering advanced analytics that leverage transactional data in order to gain insights into business and director profiles, behavioural changes and key events.
Connecting insights and actions.
Create actionable outputs tied to recommended interventions including watchlist adjustment, re-financing, extending additional funding or preventing re-drawing of funds.
Deep-dive analytics into individual businesses.
Analyse full credit file and current account summary information to understand the trading performance of a specific business.